Medical services in Thailand are at a high level due to the developed network of clinics, both public and private. Prices for services of private clinics are high and close to the level of service in medical centres of the USA and Western Europe. Therefore, we always recommend buying insurance for everyone who plans to have a holiday or permanently live in Thailand.

The insurances are classified into international and Thai-international. The main difference between them is that when buying international travel insurance, you always need to apply for medical care to the company Assistant.
Pluses: convenient for those who visit the country for a short period of time (trip not exceeding 90 days).⠀
Minuses: waiting for a response from the company takes a long time; the choice of hospital will be at the discretion of the insurance company.

There are many such insurance companies and you can easily find information on the Internet, or get advice from tour agencies. The main thing when choosing – always be aware of what is not covered by the insurance. Read the terms of the contract carefully to avoid mistakes and troubles.

If you intend to reside in Thailand permanently, the above insurance will not be suitable for you and you will need to arrange it with a local insurance company that operates in Thailand, Southeast Asia and other countries.

The insurance companies in Thailand:

AXA – https://www.axa.co.th/en⠀⠀
AIA – https://www.aia.co.th⠀⠀
BUPA – https://www.bupa.com⠀⠀
FWD – https://www.fwd.co.th/en⠀⠀
AETNA – https://www.aetna.co.th/en⠀⠀
Allianz AYUDHYA – https://www.azay.co.th/en⠀⠀

The cost of insurance packages varies depending on: ⠀⠀.
– age ⠀
– insurance cover amounts ⠀⠀
– diseases/chronicles diseases⠀
– with/without OPD (outpatient visitor fees) ⠀⠀.
– with/without franchise
– value-added services

Important information:  when filling in the form to the insurance company, specify all your diseases and/or chronic diseases. The insurance company may ask for your medical history in all hospitals in Phuket and if it is found that you have hidden and/or did not indicate it in the form, your policy may be canceled and company not covered by the medical services.

To obtain an insurance policy you need: a passport, a work permit (if a work insurance policy) and payment.
Next, the insurance company will produce a plastic card policy for you, with which you can directly contact any hospital in Phuket.

Accident insurance comes into force from the moment you sign the contract. But in case of illness, you can apply to a hospital only 30 days after receiving policy.

Hospitals in Phuket:

Bangkok – https://www.phukethospital.com

Siriroj – https://www.phuketinternationalhospital.com/en

Dibuk – http://dibukhospital.com

Mission – http://www.mission-hospital.org/en

Vachira – http://www.vachiraphuket.go.th